IND Banking App

Complete and customizable

  • Complete set of functionality for major mobile platforms
  • Unique feature to make your mobile channel better than the others
  • Use various skins based on customer segment, date-night mode, or other conditions
  • Open API to introduce cross-platform as well as platform specific contents
  • Integrate it to your existing internet banking or use IND BFO Platform to integrate core systems directly

Why are we different?

  • Banking App is part of a complete electronic banking front-office solution
  • Cross-platform approach in better way than others
  • Unique features to make sure that you are a step ahead
  • Mobile optimized ergonomic design to make your mobile users happy while banking
  • Security scaled to the strict banking requirements

Key areas

  • Targets major mobile platform with native applications: supports iPhone, Android, Windows Phone 7, Blackberry (coming soon)
  • Provides public (teaser) functions to engage potential bank customers
  • Mobile screen optimized banking services to improve loyalty of your existing customers
  • Exploits capabilities of smartphones such as camera, accelerometer, push messaging
  • Features for retail and corporate segment as well

Main Features

  • Home screen of the app is the bank feed to collect most relevant information to the customer into a single event timeline
  • Streamline user inputs in transaction flows
  • Increased security through SMS OTP or mobile token integration
  • Push messaging to keep your customers active on mobile channel

Functionality

Peer-to-Peer payments schemes

  • QR Code based payment
  • Bump phones to pay
  • Pay to phone number

Public functions

  • News and offers
  • ATM and Branch search
  • FX rates and calculator
  • Contact

Inquiries

  • Accounts (Overview, Balances, Transaction history)
  • Deposits (Overview, Create, Cancel term deposits)
  • Loans (Overview, Transaction history)
  • Cards (Overview, Balances, Transaction history)

Transfers

  • Transfer between own accounts
  • Transfer to 3rd party
  • Manage partner templates / secure partner templates
  • Mobile Top-up
  • Pay credit card
  • View and manage pending transactions

Bill payments

  • One time bill payment
  • QR Code based bill payment

Personal Finance Management

  • Spending analysis with charts
  • Budget overview and alerts
  • Add and view cash transaction
  • Instant categorization of transactions and payments

Generic features

  • Long sessions for quick application start
  • Help
  • Preferences

Download IND Smartphone Banking brochure

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