IND Banking App
Complete and customizable
- Complete set of functionality for major mobile platforms
- Unique feature to make your mobile channel better than the others
- Use various skins based on customer segment, date-night mode, or other conditions
- Open API to introduce cross-platform as well as platform specific contents
- Integrate it to your existing internet banking or use IND BFO Platform to integrate core systems directly
Why are we different?
- Banking App is part of a complete electronic banking front-office solution
- Cross-platform approach in better way than others
- Unique features to make sure that you are a step ahead
- Mobile optimized ergonomic design to make your mobile users happy while banking
- Security scaled to the strict banking requirements
Key areas
- Targets major mobile platform with native applications: supports iPhone, Android, Windows Phone 7, Blackberry (coming soon)
- Provides public (teaser) functions to engage potential bank customers
- Mobile screen optimized banking services to improve loyalty of your existing customers
- Exploits capabilities of smartphones such as camera, accelerometer, push messaging
- Features for retail and corporate segment as well
Main Features
- Home screen of the app is the bank feed to collect most relevant information to the customer into a single event timeline
- Streamline user inputs in transaction flows
- Increased security through SMS OTP or mobile token integration
- Push messaging to keep your customers active on mobile channel
Functionality
Peer-to-Peer payments schemes
- QR Code based payment
- Bump phones to pay
- Pay to phone number
Public functions
- News and offers
- ATM and Branch search
- FX rates and calculator
- Contact
Inquiries
- Accounts (Overview, Balances, Transaction history)
- Deposits (Overview, Create, Cancel term deposits)
- Loans (Overview, Transaction history)
- Cards (Overview, Balances, Transaction history)
Transfers
- Transfer between own accounts
- Transfer to 3rd party
- Manage partner templates / secure partner templates
- Mobile Top-up
- Pay credit card
- View and manage pending transactions
Bill payments
- One time bill payment
- QR Code based bill payment
Personal Finance Management
- Spending analysis with charts
- Budget overview and alerts
- Add and view cash transaction
- Instant categorization of transactions and payments
Generic features
- Long sessions for quick application start
- Help
- Preferences
Download IND Smartphone Banking brochure