IND Internet Banking

It’s a known fact that internet banking has become the dominant channel for banking customers to manage their personal finances. Users are more internet savvy and are demanding new, sophisticated and value added features in online banking. IND has incorporated several innovative ideas into its internet banking software package with the aim to offer the best available product to the market.

 

IND  Internet Banking  represents a complete, customizable, best-of-breed solution.

• Browser based, installation free, multi-paged user interface;
• Banking transactions and enquiries;
• Personal  finance management;
• Bill presentment and payment;
• 24x7 service using Store & Forward back-office connectivity;
• Flexible, customizable user rights management;
• Multi-signature and multi-user support;
• Opportunity to insert personalized inbound offering to increasecross-selling
       and customer retention.
  

 

"What-to-do" opening screen

Expense analysis

 

Visualization and Usability

• Balance Chart – graphical presentation of  transactions reveals users’ financial 
       status;
• Transaction spotter – dynamic,  fast and sophisticated filtering of transactions,
        presented in a calendar view;
• “What-to-do” opening screen – user  interaction driven, quick launch icons.

…and many other enhanced features like Multiple tabs, Split screen, Payment templates, Account friendly names, Context-sensitive help.

Personal Finance Management

• Spending analysis – track income and spending in categories (e.g. salary, 
       food, travel);
• Net Worth – presenting the actual, historic and predicted future tendencies of
       the value of customers’ portfolio;
• Savings Goals – a “piggy bank” feature in the internet banking, for setting and
       tracking personal savings goals;
• Electronic Bill Payment – set up recurring payments to utility providers with limits,
       alerts and automated transactions.

Flexible rights management – Multi-signature – Multi-user support

• Access management – definition of new  roles, groups and  rights to
       ensure the greatest flexibility;
• Support of shared accounts – with the ability to set up access rights and limits
       per account and function;
• Unlimited amount of signature rules – per account and per function.

Customization

• Custom forms – administrators are able to create new functions with 
        configurable electronic forms;
• Open Java EE development environment – even a bank or a local partner 
        can modify or add new functionality.

Functionality

 

Account management Overview History Cash Position Transaction Spotter Payments Internal Transfer Domestic Payment Payment in Foreign Currency Outstanding Orders Pending Transactions Pending Authorisations Payment Templates Envelope Instructions Standing Orders Term Deposits Order Printed Statements Custom Forms Change Contact Details Cards Card History Stop Credit/Debit Card

Personal Finance Management Transaction Aggregation Net Worth Saving Goals Electronic Bill Payment Administration Manage Users Manage Permission Groups Signature Rules Information FX Calculator Loan Repayment Calculator Mailbox Profile Preferences Personal Activity Log Change Password Account Friendly Name Change Customer Context